Start a new year. Offer yourself a
raise! Soraya
Nasrallah Gazelle for TheInvestor.tv / ITI Press This year gift yourself
the best gift you can have – a raise! How do you start? Investing part of
your income in a no-load fund that offers you the diversity needed for
both good times and bad times in the market. The no-load fund I am
interested in showing you is the FidelityFour In One Index Fund, ticker
symbol (FFNOX). This fund is offered by Fidelity -
www.Fidelity.com – and it is a no-load fund, meaning it won’t charge
you a fee to purchase its shares thus, all of your investment dollars are
put to work. I recommend you to open with them a regular or retirement
account (like an IRA, Roth IRA, One Person 401k etc.) so that you can get
started.
and Financial Issues In the world of finance, floating is a
concept that is widely utilized and it is one in which consists in using
adequately the existing term between the issuing of a check and the moment
in which it becomes cash. This is due to the fact that within banks there
exist a period of compensation, which may be taken advantage of for
financing purposes.
Speed up your
retirementA solution for those that have been slacking
ITIPress.org - Soraya Nasrallah
Are you feeling as if your life is financially stuck in a land of
depressive small figures? You keep working and making an income, but it
keeps running away from you not to find its way into your savings or
retirement accounts. You know that you want to achieve success financially
and emotionally; after all one affects the other. For those in need of
speeding up their retirement and who own a home that has substantially
moved up in value, it is imperative that you look into the following.
A
simple solution for the one-person (self-employed) business owner!
ITIPress.org- Soraya Nasrallah
Ok, so you
have your own business, company name, business bank account and you are
rolling along selling your product and /or services! Everything is looking
pretty good and you are starting to make some money. You have decided that
you don’t want to re-invest all of your profits back into your company
because you know that the only way to move ahead financially, on a
personal level, is to invest some of those profits so that they may grow
to a respectable sum of money that will help you retire in style! You are
not sure what to do about it, but you do know that you would like to save
money on taxes.
A Basic Startup For New Investors.
ITIPress.org- Soraya Nasrallah Are you new to the markets and stranded in a sea of
information, charts, and other vehicles that promise to help you achieve
the ultimate dream; the dream of becoming wealthy and to retire in style?
For many investors or those that have yet to enter the markets, it is
still a frustrating confusion comprised of a wide variety of information.
The main goal for many of those that are new to the markets and are
committed to learning is it important to set a plan as to what direction
needs to be taken in order to get started!
Kids
are Curious About Money, Business, and Investing ITIPress.org
– Soraya Nasrallah /
“What
does investing mean?” yelled the six-year-old son of an acquaintance of
mine. I was at a local café talking with friends about my new book, “InvestorWiz”.
During the conversation a variety of investment-related words came up
which prompted the boy’s curiosity and subsequent interruption.
Market Indices
ITIPress.org - Marlon Jerez /
Consultant in Economics and Financial Issues
Stock market indexes offer a useful form of conceptualizing the large
amount of information that is produced from the continuous purchase and
sale that occurs within the stock market. At the same time the use of
market indexes present new problems. First, there exist many different
indexes that compete against each other to attract attention. Second,
indexes differ in its construction and interpretation. There exist indexes
for a wide variety of instruments, but the indices for bonds, options,
futures and other instruments that are not securities are not very well
known or commonly followed.
The Brokerage Industry Marlon Jerez / Consultant in Economics and Financial Issues Translated by
Economic Adviser Soraya Nasrallah
In actuality the brokerage industry continues to develop rapidly. Many of
the traditional restrictions against banking activities within the
brokerage industry are being eliminated and the barriers are disappearing.
Due to this, some commercial banks have as subsidiaries, brokerage houses
that offer discounts and some of them have available accounts that offer
all of the services that are offered by a checking account.
Bad Debt versus Good Debt ITIPress.org -Marlon Jerez / Consultant in Economics and Financial
Issues
Translated by Economic Adviser Soraya Nasrallah
Why do we ask for borrowed money? Usually it is because we do not count
enough on the money that we have in order to buy what we need or want –
like a education. If one person needs to finance four years of education,
that person will need to invest between $30M US to $80M US dollars or more
depending on the university that is selected. Not many people are able to
pay up front that type of money. In turn most people need to indebt
themselves in order to pay for all the costs that accompany the higher
education that they desire.
Do Love and Money Go Hand and
Hand?
Marlon Jerez / Consultant in Economics and Financial Issues
Translated by Economic Adviser Soraya Nasrallah
Are you ready to go into marriage with the person you love? Or, are you
married? If that is so, congratulations! I hope you have a long and happy
life together. Apart from the emotional and moral compromises that will be
made or have been done with your loved one, it is possible that your
finances will also be united. It would be quite unusual for both of you
to have identical ideals toward your finances; after all, opposites
attract. Even if you both have agreed on goals for the future, remember
that to administering money together with another person is very different
from administering money alone.
What Is A Financed Lease?
Marlon Jerez / Consultant in Economics and Financial Issues
Translated by Economic Adviser Soraya Nasrallah
The financing of a lease is a compromise between the lessor
and the lessee. The lessee makes payments over a specific period of time
to the lesser on what is leased. This rental compromise may be cancelled
only if both parties agree with the cancellation. If the property rented
is equipment, the duration of the rental is generally equal to the useful
life of the equipment or machinery. Real estate leasing is extended for 20
years or more may corner only a small fraction of the expected life of the
structure. Maintenance and other services are generally not care of by the
lessee under the finance.
What
are Risk Capital Funds? ITIPress.org - Marlon Jerez / Consultant in Economics and
Financial Issues
To understand what risk capital is, it is necessary to understand what it
is not. Financing provided by a bank to a company is not considered risk
capital. Neither do stocks or bonds which an investment company buys in
the market contain risk capital. Nor is the money raised by developers for
apartment buildings or shopping centers risk capital. If you and a group
of friends join together and invest money in a company so that it can
grow, then this type of capital can be considered risk capital. Money
invested in a new company which has a potential for rapid growth is risk
capital.
Start a Long-term
Affair Today!
(With Dollar Cost
Averaging) ITIPress.org - Soraya Nasrallah
/
Dollar
Cost Averaging is a great way to heal those Bear inflicted wounds! You
select an investment and add a fixed dollar amount to it on a regular
(monthly) basis, regardless of market trends. The end result is usually a
lower average per share cost to the investor than the average price of the
shares over the time period...more
Institutional Investors
ITIPress.org - Soraya Nasrallah /
In
these troublesome times in the market it is imperative to make a
distinction between a stock with the Institutional sponsorship or without
the Institutional sponsorship. Yes, the Market Direction is critical since
3 out of 4 stocks tend to follow the market, so we are thankful to have
found a small handful of stocks that over the past year offered
substantial returns...more
How to
calculate the return of an investment ITIPress.org – Marlon Jerez / Consulting in Economics and Finance
When realizing an investment, you have the potential of increasing your
capital in several ways. If you keep your money in a bank account,
you’ll receive interest payments for letting the bank work with your
money. The interest is referred to as the return. When talking about an
investment in the stock market, the term return is commonly used. Now
let’s take a closer look at this return and its components.
Stock Letter
How you can become wealthy by following the basic principles of
investing? Basically, it’s all about the effect of compound interest. It
says that whereas some numbers can grow in an arithmetic progression
(like 2,4,6,8,10,12,14...), others numbers grow exponentially (like
2,4,8,16,32,64,128...) like in Moore’s Law.
Mutual Funds, the
new way of saving in the new millennium ITIPress.org - Marlon Jerez / Consulting in Economics and Finance
Nowadays, people face many decisions, for example, education of their
children, the house they want to live in and which is appropriate for
their budget, buying a car, etc. Saving is a key to achieve the former.
There are many different ways ranging from having a savings account in a
bank to more sophisticated investment instruments. In the last decade,
mutual funds rose to great importance as a means of saving in order to
achieve a higher interest rate as conventional savings instruments.
Strategy
to buy mutual funds ITIPress.org - Marlon Jerez/
Consulting in Economics and Finance The best
strategy to invest in mutual funds or any other investment is “buy cheap
and sell expensive”. This is the way to make a lot of money buying
shares when they are close to their lows and sell them when they are at
their highs.
Secure
Investing ITIPress.org / Investing in funds
which are designated to buy mortgage loans are an alternative for people
who don’t want to take high risk. Some of those funds even pay monthly
interests to their investors.Specialized
companies with a good sense of local real estate markets buy mortgage
loans in default at highly favorable prices. Banks want to get rid of
these loans, because they do not look good on their balance sheets.
Investors contribute parts of the capital and receive fixed interests
around 11%.
Dollarization an its effect on capital markets ITIPress.org - Marlon Jerez / Consulting in Economics and Finance According to the Joint Economic Committee, dollarization can be
unofficial, semiofficial or official. The unofficial dollarization
takes place when people carry most of their values in foreign
assets, even if the foreign currency is not an official currency in
the country in question. The semiofficial dollarization takes place
when the dollar is an official currency in the country in question.
It can dominate bank deposits, but it is a secondary paper compared
to the local currency when it comes to paying salaries, taxes, etc.
This situation is referred to as officially bi-monetary system.
Evaluating the return of an
investment instrument
ITIPress.org - Raul Lopez /
Industrial Engineer MBA When you
invest in a company or a business, you trade present “sacrifices” with
expectations of future (higher) benefits. You are projecting either a
higher value of your invested assets and/or interests and
dividends
What to consider when choosing an investment ITIPress.org - Raul Lopez /
Industrial Engineer MBA Globalization and integration of the financial markets bring some very interesting
opportunities to investors. However, there is a growing demand of
education to understand the instruments and dozens of new markets. Despite
of the opportunities, the basic principles of investing in order to choose
where to invest did not change at all.
Soraya
Nasrallah Gazelle for TheInvestor.tv / ITI Press 
Playing
The Float With Credit Cards 
